:root {
    --navy-950: #031c38;
    --navy-900: #06264a;
    --navy-800: #0a345f;
    --blue-700: #075dcc;
    --blue-600: #087bf2;
    --blue-500: #1c8bff;
    --blue-100: #dcefff;
    --blue-50: #eff8ff;
    --ink: #071d3a;
    --muted: #52657a;
    --white: #ffffff;
    --line: #cfe0ee;
    --font-display: "Barlow Condensed", Arial Narrow, sans-serif;
    --font-body: "Inter", Arial, sans-serif;
    --container: 1180px;
    --radius: 10px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
    margin: 0;
    color: var(--ink);
    background: var(--white);
    font-family: var(--font-body);
    font-size: 16px;
    line-height: 1.65;
    -webkit-font-smoothing: antialiased;
}

a { color: inherit; }
img { display: block; max-width: 100%; }
button, input, textarea { font: inherit; }
.container { width: min(calc(100% - 40px), var(--container)); margin-inline: auto; }
.sr-only {
    position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px;
    overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip-link { position: fixed; top: 10px; left: -9999px; z-index: 100; padding: 10px 14px; background: var(--white); color: var(--navy-950); }
.skip-link:focus { left: 10px; }

.site-header { position: relative; z-index: 20; background: var(--navy-950); color: var(--white); border-bottom: 1px solid rgba(255,255,255,.12); }
.header-inner { min-height: 90px; display: grid; grid-template-columns: 190px 1fr auto; align-items: center; gap: 34px; }
.brand { display: inline-flex; width: 190px; height: 62px; padding: 5px 9px; align-items: center; overflow: hidden; border-radius: 8px; background: var(--white); }
.brand img { width: 170px; height: auto; }
.main-nav { display: flex; justify-content: center; align-items: center; gap: 28px; }
.main-nav a { color: #d9e8f7; text-decoration: none; font-size: .91rem; font-weight: 600; }
.main-nav a:hover, .main-nav a:focus-visible, .main-nav a.active { color: var(--white); }
.header-actions { display: flex; align-items: center; gap: 18px; }
.phone-link { display: inline-flex; align-items: center; gap: 8px; color: var(--white); text-decoration: none; font-weight: 800; white-space: nowrap; }
.phone-link i { color: var(--blue-500); font-size: 1.1rem; }
.button {
    display: inline-flex; align-items: center; justify-content: center; gap: 10px;
    min-height: 54px; padding: 14px 24px; border: 0; border-radius: var(--radius);
    background: var(--blue-600); color: var(--white); text-decoration: none;
    font-family: var(--font-display); font-size: 1.25rem; font-weight: 800; letter-spacing: .055em;
    cursor: pointer; transition: background .18s ease, transform .18s ease;
}
.button:hover { background: var(--blue-700); transform: translateY(-1px); }
.button:focus-visible, a:focus-visible, summary:focus-visible, input:focus-visible, textarea:focus-visible { outline: 3px solid #65b5ff; outline-offset: 3px; }
.button-small { min-height: 44px; padding: 10px 17px; font-size: 1rem; }
.button-large { min-width: 238px; min-height: 66px; font-size: 1.5rem; }
.nav-toggle-button { display: none; }

.hero { background: var(--navy-950); color: var(--white); }
.hero-inner { padding: 88px 0 56px; }
.hero-copy { max-width: 760px; }
.eyebrow { margin: 0 0 8px; color: var(--blue-600); font-size: .82rem; line-height: 1.3; font-weight: 800; letter-spacing: .14em; text-transform: uppercase; }
.eyebrow-light { color: #78bcff; }
h1, h2, h3, p { margin-top: 0; }
.hero h1 { margin: 0 0 20px; font-family: var(--font-display); font-size: clamp(4rem, 7vw, 6.75rem); line-height: .83; letter-spacing: -.025em; }
.hero h1 span { display: block; color: var(--blue-500); }
.hero-lede { max-width: 680px; margin-bottom: 32px; color: #d4e3f2; font-size: 1.18rem; line-height: 1.55; }
.hero-assurances { display: grid; grid-template-columns: repeat(3, 1fr); gap: 30px; margin-top: 58px; padding-top: 34px; border-top: 1px solid rgba(255,255,255,.16); }
.hero-assurances article { display: flex; align-items: center; gap: 16px; }
.hero-assurances i { width: 54px; color: var(--blue-500); font-size: 2.75rem; line-height: 1; }
.hero-assurances strong, .hero-assurances span { display: block; }
.hero-assurances strong { margin-bottom: 2px; }
.hero-assurances span { color: #c6d9e9; font-size: .9rem; line-height: 1.45; }

.section-light { background: var(--blue-50); }
.steps { padding: 78px 0 88px; }
.steps h2, .faq h2, .contact-copy h2 { margin: 0; font-family: var(--font-display); font-size: clamp(3rem, 5vw, 4.5rem); line-height: .95; letter-spacing: -.02em; }
.section-intro { color: var(--muted); font-size: 1.1rem; }
.steps-grid { display: grid; grid-template-columns: 1fr 50px 1fr 50px 1fr; align-items: center; gap: 18px; margin-top: 44px; }
.step { position: relative; min-height: 245px; padding: 8px 18px 12px 0; }
.step-number { display: inline-grid; width: 46px; height: 46px; place-items: center; border-radius: 50%; background: var(--blue-100); color: var(--blue-700); font-weight: 800; }
.step > i { display: block; margin: 20px 0 10px; color: var(--navy-900); font-size: 2.85rem; }
.step h3 { margin-bottom: 8px; font-size: 1.13rem; }
.step p { margin: 0; color: var(--muted); line-height: 1.55; }
.step-arrow { color: var(--blue-600); font-size: 1.8rem; }

.coverage { padding: 90px 0; background: var(--navy-950); color: var(--white); }
.coverage-grid { display: grid; grid-template-columns: .92fr 1.08fr; gap: 76px; align-items: center; }
.coverage-copy { padding-right: 40px; border-right: 1px solid rgba(255,255,255,.45); }
.coverage h2 { margin-bottom: 24px; font-family: var(--font-display); font-size: clamp(3.3rem, 5vw, 5rem); line-height: .9; }
.coverage h2 span { color: var(--blue-500); }
.coverage-copy > p:not(.eyebrow) { color: #d2e0ed; font-size: 1.06rem; }
.coverage-copy .button { margin-top: 16px; }
.coverage-list { display: grid; gap: 24px; }
.coverage-list article { display: grid; grid-template-columns: 54px 1fr; gap: 18px; }
.coverage-list i { color: var(--white); font-size: 2.25rem; }
.coverage-list h3 { margin-bottom: 2px; font-size: 1rem; }
.coverage-list p { margin: 0; color: #cad9e7; font-size: .92rem; line-height: 1.5; }

.faq { padding: 82px 0 92px; }
.section-heading-row { display: flex; align-items: end; justify-content: space-between; gap: 30px; }
.faq-phone { display: flex; align-items: center; gap: 12px; color: var(--blue-700); text-decoration: none; font-weight: 800; }
.faq-phone i { font-size: 1.65rem; }
.faq-phone span, .faq-phone small { display: block; }
.faq-phone small { color: var(--muted); font-weight: 600; }
.faq-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 12px 18px; margin-top: 38px; }
.faq details { border: 1px solid var(--line); border-radius: 8px; background: var(--white); }
.faq summary { position: relative; padding: 16px 48px 16px 18px; cursor: pointer; list-style: none; font-weight: 600; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; position: absolute; right: 18px; color: var(--navy-900); font-size: 1.25rem; line-height: 1; }
.faq details[open] summary::after { content: "−"; }
.faq details p { margin: 0; padding: 0 18px 18px; color: var(--muted); font-size: .94rem; line-height: 1.55; }

.final-cta { padding: 58px 0; background: var(--blue-700); color: var(--white); }
.final-cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; }
.final-cta h2 { margin: 0; font-family: var(--font-display); font-size: clamp(2.8rem, 5vw, 4.25rem); line-height: .95; }
.button-light { background: var(--white); color: var(--navy-950); }
.button-light:hover { background: var(--blue-100); }

.site-footer { padding: 62px 0 24px; background: #02172e; color: #d6e3ef; }
.footer-grid { display: grid; grid-template-columns: 1.1fr 1.2fr .8fr; gap: 64px; }
.brand-footer { margin-bottom: 14px; }
.footer-brand p { max-width: 360px; color: #aebfd0; }
.site-footer h2 { margin-bottom: 15px; color: var(--white); font-size: .95rem; text-transform: uppercase; letter-spacing: .12em; }
.footer-list, .footer-links { margin: 0; padding: 0; list-style: none; }
.footer-list li { display: grid; grid-template-columns: 22px 1fr; gap: 9px; margin-bottom: 10px; font-size: .88rem; line-height: 1.45; }
.footer-list i { color: var(--blue-500); }
.footer-list a, .footer-links a { color: #d6e3ef; text-decoration: none; }
.footer-list a:hover, .footer-links a:hover { color: var(--white); }
.footer-links li { margin-bottom: 9px; }
.disclosure { margin-top: 46px; padding: 24px 0; border-top: 1px solid rgba(255,255,255,.12); border-bottom: 1px solid rgba(255,255,255,.12); }
.disclosure p { margin: 0; color: #94aabd; font-size: .76rem; line-height: 1.65; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; padding-top: 22px; }
.footer-bottom p { margin: 0; color: #93a8bb; font-size: .76rem; }

.page-hero { padding: 76px 0; background: var(--navy-950); color: var(--white); }
.page-hero h1 { margin-bottom: 16px; font-family: var(--font-display); font-size: clamp(3.5rem, 7vw, 6rem); line-height: .9; }
.page-hero p { max-width: 760px; color: #c9dbea; font-size: 1.05rem; }
.page-hero .updated { margin: 24px 0 0; color: #85bff5; font-size: .82rem; }
.legal-content { padding: 72px 0 92px; }
.legal-layout { display: grid; grid-template-columns: 230px minmax(0, 760px); gap: 80px; justify-content: center; align-items: start; }
.legal-aside { position: sticky; top: 24px; padding: 22px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.aside-title { margin: 0 0 12px; color: var(--navy-900); font-weight: 800; }
.legal-aside a { display: block; padding: 9px 0; border-bottom: 1px solid #e4eef6; color: var(--muted); text-decoration: none; font-size: .88rem; }
.legal-aside a:last-child { border-bottom: 0; }
.legal-aside a:hover { color: var(--blue-700); }
.legal-article { padding: 8px 0; }
.legal-article section + section { margin-top: 42px; padding-top: 36px; border-top: 1px solid var(--line); }
.legal-article h2 { margin-bottom: 14px; font-family: var(--font-display); font-size: 2.2rem; line-height: 1; }
.legal-article p, .legal-article li { color: #3d5268; }
.legal-article li + li { margin-top: 8px; }
.legal-article a { color: var(--blue-700); font-weight: 600; }

.contact-hero { padding: 76px 0 84px; }
.contact-hero-grid { display: grid; grid-template-columns: .9fr 1.1fr; align-items: center; gap: 80px; }
.contact-direct { display: grid; gap: 16px; }
.contact-direct > a, .contact-direct > div { display: grid; grid-template-columns: 42px 1fr; gap: 14px; padding: 18px 20px; border-left: 3px solid var(--blue-500); background: rgba(255,255,255,.06); color: var(--white); text-decoration: none; }
.contact-direct i { color: var(--blue-500); font-size: 1.35rem; }
.contact-direct span, .contact-direct strong { display: block; }
.contact-direct span { color: #a9bfd2; font-size: .82rem; }
.contact-direct strong { margin-top: 3px; color: var(--white); font-size: .94rem; overflow-wrap: anywhere; }
.contact-section { padding: 84px 0 100px; }
.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 80px; align-items: start; }
.contact-copy { position: sticky; top: 24px; }
.contact-copy > p:not(.eyebrow) { color: var(--muted); }
.privacy-note { display: flex; gap: 14px; margin-top: 28px; padding: 20px; border-left: 3px solid var(--blue-600); background: var(--white); color: var(--muted); font-size: .9rem; }
.privacy-note i { color: var(--blue-700); font-size: 1.35rem; }
.privacy-note a { color: var(--blue-700); }
.contact-form-panel { padding: 34px; border: 1px solid var(--line); border-radius: var(--radius); background: var(--white); }
.contact-form-panel form { display: grid; gap: 20px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.contact-form-panel label { display: grid; gap: 8px; color: var(--navy-900); font-weight: 700; font-size: .9rem; }
.contact-form-panel label span { color: var(--muted); font-weight: 500; }
.contact-form-panel input, .contact-form-panel textarea { width: 100%; border: 1px solid #afc3d6; border-radius: 7px; background: var(--white); color: var(--ink); padding: 13px 14px; }
.contact-form-panel textarea { resize: vertical; }
.form-consent { margin: 0; color: var(--muted); font-size: .78rem; line-height: 1.5; }
.button-submit { justify-self: start; min-width: 190px; }
.honeypot { position: absolute !important; left: -9999px; }
.alert { margin-bottom: 22px; padding: 16px 18px; border-radius: 8px; }
.alert p, .alert ul { margin: 0; }
.alert ul { padding-left: 20px; }
.alert-success { border: 1px solid #85c9a0; background: #eaf8ef; color: #184e2c; }
.alert-error { border: 1px solid #d69b9b; background: #fff1f1; color: #6c2020; }

@media (max-width: 1020px) {
    .header-inner { grid-template-columns: 170px 1fr auto; gap: 18px; }
    .main-nav { gap: 17px; }
    .header-actions .button { display: none; }
    .hero-assurances { gap: 20px; }
    .coverage-grid { gap: 46px; }
    .footer-grid { grid-template-columns: 1fr 1fr; }
    .footer-grid > :last-child { grid-column: 2; }
}

@media (max-width: 820px) {
    .container { width: min(calc(100% - 30px), var(--container)); }
    .header-inner { grid-template-columns: 1fr auto; min-height: 76px; }
    .brand { width: 162px; height: 54px; }
    .brand img { width: 144px; }
    .nav-toggle-button { display: inline-grid; place-items: center; width: 44px; height: 44px; padding: 0; border: 0; background: transparent; color: var(--white); font-size: 1.75rem; cursor: pointer; }
    .main-nav { display: none; grid-column: 1 / -1; align-items: stretch; padding: 8px 0 22px; }
    .header-inner.nav-open .main-nav { display: grid; }
    .main-nav a { padding: 10px 0; border-bottom: 1px solid rgba(255,255,255,.1); }
    .header-actions { grid-column: 1 / -1; display: none; padding-bottom: 18px; }
    .header-inner.nav-open .header-actions { display: flex; justify-content: space-between; }
    .header-actions .button { display: inline-flex; }
    .hero-inner { padding-top: 66px; }
    .hero h1 { font-size: clamp(3.5rem, 15vw, 5.75rem); }
    .hero-assurances { grid-template-columns: 1fr; }
    .steps-grid { grid-template-columns: 1fr; gap: 18px; }
    .step { min-height: 0; display: grid; grid-template-columns: 48px 56px 1fr; column-gap: 14px; align-items: center; padding: 8px 0; }
    .step > i { margin: 0; }
    .step h3, .step p { grid-column: 3; }
    .step h3 { margin: 0; }
    .step-arrow { display: none; }
    .coverage-grid, .contact-hero-grid, .contact-grid, .legal-layout { grid-template-columns: 1fr; }
    .coverage-copy { padding: 0 0 38px; border-right: 0; border-bottom: 1px solid rgba(255,255,255,.45); }
    .section-heading-row, .final-cta-inner { align-items: flex-start; flex-direction: column; }
    .faq-grid { grid-template-columns: 1fr; }
    .legal-layout, .contact-grid, .contact-hero-grid { gap: 42px; }
    .legal-aside, .contact-copy { position: static; }
    .legal-aside { display: grid; grid-template-columns: 1fr 1fr; column-gap: 20px; }
    .aside-title { grid-column: 1 / -1; }
}

@media (max-width: 560px) {
    body { font-size: 16px; }
    .container { width: min(calc(100% - 24px), var(--container)); }
    .phone-link span { font-size: .86rem; }
    .hero-inner { padding: 54px 0 44px; }
    .hero h1 { font-size: 3.75rem; }
    .button-large { width: 100%; min-width: 0; }
    .hero-assurances { margin-top: 44px; }
    .steps, .coverage, .faq, .contact-section, .legal-content { padding-top: 64px; padding-bottom: 70px; }
    .step { grid-template-columns: 42px 48px 1fr; }
    .step > i { font-size: 2.25rem; }
    .coverage-list article { grid-template-columns: 42px 1fr; }
    .coverage-list i { font-size: 1.9rem; }
    .final-cta .button { width: 100%; }
    .footer-grid { grid-template-columns: 1fr; gap: 36px; }
    .footer-grid > :last-child { grid-column: auto; }
    .footer-bottom { flex-direction: column; }
    .legal-aside { grid-template-columns: 1fr; }
    .field-row { grid-template-columns: 1fr; }
    .contact-form-panel { padding: 24px 18px; }
    .contact-direct > a, .contact-direct > div { padding: 16px; }
}